Protect Your Future with Refuge and Strength Financial

Refuge Strength Financial exists to empower individuals and families to build generational wealth through wisdom, stewardship, and intentional legacy planning. We teach financial principles rooted in responsibility, purpose, and long-term vision — helping people protect what matters, grow what they’ve been given, and leave a legacy that endures.

Secure Your Future with Our Life Insurance

Our life insurance offers comprehensive coverage and financial security for you and your loved ones. With flexible plans and competitive rates, we make it easy to protect what matters most.

Perfect Policy for You

At Refuge and Strength Financial, we offer a variety of life insurance policies to meet your specific needs

Term Life Insurance

Term life insurance provides coverage for a set period of time, typically 10, 20, or 30 years.

Whole Life Insurance

Whole life insurance offers lifelong coverage, a guaranteed cash value, death benefit, and savings.

Refuge and Strength Financial for Your Life Insurance Needs

At Refuge and Strength Financial, we offer affordable life insurance plans with an easy application process and excellent customer service.

Affordable Insurance Plans

By offering cost‑effective coverage, we empower families to protect their health, income, and future without sacrificing their budget. The goal is simple: provide real protection that meets real‑life needs, at a price people can actually sustain

Simple Application Process

Our application process is designed to be simple, fast, and stress‑free. With just a few basic questions and clear step‑by‑step guidance, you can apply in minutes — no confusion, no paperwork overload, and no hidden hurdles. We make it easy so you can focus on getting the protection you need without the hassle

What Our Clients say!

Read what our clients have to say

" has provided me with the peace of mind knowing that my family will be taken care of financially in the event of my passing."

John Doe

"I've been a customer of for several years now and have always been impressed with their competitive rates and reliable coverage."

Mark Johnson

" is the best life insurance provider I've come across. They truly care about their customers and go above and beyond to meet their needs."

Emily Brown

" has exceeded my expectations in every way. I am extremely satisfied with their services."

Michael Wilson

FAQs

Find answers to commonly asked questions about life insurance and 's offerings.

What is life insurance?

Life insurance is a contract between an individual and an insurance company, where the individual pays regular premiums in exchange for a lump sum payment to their beneficiaries upon their death.

Who needs life insurance?

Anyone who has dependents or financial obligations should consider life insurance. It provides financial protection and peace of mind to your loved ones in the event of your death.

How much life insurance do I need?

The amount of life insurance you need depends on factors such as your income, debts, and financial goals. It's best to consult with a financial advisor to determine the right coverage for your specific needs.

What are the types of life insurance?

There are different types of life insurance, including term life insurance, whole life insurance, and universal life insurance. Each type has its own features and benefits, so it's important to understand them before making a decision.

How do I apply for life insurance?

To apply for life insurance, you can contact an insurance agent or visit our website to get a quote and start the application process. It typically involves providing personal and medical information, and may require a medical exam.them before making a decision.

What are living benefits?

Living benefits let you access a portion of your life insurance while you’re still alive if you face a qualifying illness or medical event. Instead of only protecting your family after death, living benefits provide financial support during life’s toughest moments — covering bills, treatment, or income loss when you need it most.

Get a Free Quote Today

Protect your loved ones with affordable life insurance coverage.

Refuge and Strength Financial provides reliable life insurance solutions to safeguard your loved ones' financial security. Learn more today.

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108 W Cleveland St

Hale Center Tx 79041

Phone: 806-869-5409

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